Your health plan covers COVID-19 testing in full*, including antibody testing, if:
Please Note: COVID-19 testing for those who do not have symptoms, but who are required to have testing by their employer, school or a government or public health agency, is not covered.
Free COVID-19 testing is available at any of the 700+ testing sites throughout New York state operated by the New York State Department of Health (NYSDOH). Anyone can get tested and you do not need to show symptoms of COVID-19, although appointments may be required. To find a NYSDOH testing site, please call the health department’s 24-hour hotline at 1-888-364-3065 or refer to the New York Department of Health website.
*For self-insured group plan members, please consult with your employer’s human resources or health benefits representative for COVID-19 testing-related benefits.
No. Testing that is ordered or performed solely for purposes of pandemic control or re-opening the economy, and not based on a determination by an attending provider that the test is medically appropriate for the diagnosis and treatment of an individual is not covered under the member’s health benefit. This includes tests performed on someone with no symptoms to assess health status as required by parties such as a government/public health agency, employer, school, or camp.
Please note that free COVID-19 testing is available at locations across the state operated by the New York State Department of Health. Individuals do not need to be symptomatic or essential workers to obtain a test from these state sites. For more information, call the health department’s 24-hour hotline at 1-888-364-3065.
Given that the COVID-19 situation is rapidly evolving, the best resources for up-to-date health information are:
Remember
Follow the 3 W's
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